The APEX First Dollar Large Group Underwriting Guidelines are designed to assist the underwriter in evaluating characteristics and setting the appropriate parameters for each large group to determine acceptable risks for your company. These guidelines are intended to provide the underwriter with a documented, consistent process for evaluating each employer group. The guidelines offer basic information on minimum group size and participation requirements, as well as more advanced topics such as experience rating and credibility tables. 

The APEX First Dollar Large Group Underwriting Guidelines can be used to support the launch of a new large group product or to enhance an already established one. The guidelines are an important tool to ensure that your product has the appropriate set of underwriting policies and procedures to support it.