NiiS/APEX is a consulting and insurance services organization that specializes in actuarial, underwriting, claims management and audit services. Our clients include organizations in the accident and health, property and casualty insurance industries, employers, governmental entities, and other risk assumption vehicles. 

NiiS/APEX provides services worldwide and has offices throughout the United States and in the United Kingdom.

Health Care Forecasting in the 21st Century
Traditionally, actuarial forecasting has involved calculating
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